Archive

Appropriate Care

HMOs, PPOs, and fee-for-service plans often share certain features, including pre authorization, utilization review, and discharge planning. For example, you may be asked to get

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Self-insured Plans

Your employer may have set up a financial arrangement that helps cover employees’ health care expenses. Sometimes employers do this and have the “health plan”

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Managed Care

The three major types of managed care plans are health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point-of-service (POS) plans. Managed care plans generally

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Fee-for-Service

This type of coverage generally assumes that the medical provider (usually a doctor or hospital) will be paid a fee for each service rendered to

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Broker News

Institute of Medicine Issues Recommendations

On October 7, 2011, the Institute of Medicine (IOM) publicly issued its highly anticipated “essential health benefits” (EHB) policy principles to the Department of Health and Human Services (HHS). Among the proposals included in the 297-page report, the IOM recommended that the package of “essential health benefits” be based upon a typical small employer plan in today’s market and linked to the national average premium cost of a “silver” level plan in the Exchange.

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Things to Consider When Purchasing Arizona Health Insurance

Why Do I Need Health Insurance?

It is important to get Arizona Health Insurance for yourself and members of your immediate family. Insurance helps to protect you from high health care costs, especially those related to chronic medical conditions or the need for hospitalization. You should get health insurance for the same reason that you have auto insurance or homeowners insurance – to protect your savings and income.
How Do I Get Health Insurance?

Depending on your age, job status, and financial condition, there are many ways that you can get Arizona Health Insurance, including:

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What you are Buying When you Purchase Arizona Health Insurance

What do PPOs, HMOs, and POS plans have in common? They are all forms of managed health plans, and you need to be familiar with them when you shop for Arizona health insurance. PPO means preferred provider organization; HMO means health maintenance organization, and POS means point of service. In general, managed care plans provide their members with health care from within a network of providers. In other words, members can only go to certain doctors and hospitals that belong to or agree to participate with a particular network. Managed care plans also take care of claims processing that result from a medical service.

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Dental Insurance

Individual Health Insurance Quotes

Finding Affordable Individual Health Quotes While online and searching through the hundreds of websites looking for individual health quotes, there are a few things you

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