The three major types of managed care plans are health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point-of-service (POS) plans. Managed care plans generally
This type of coverage generally assumes that the medical provider (usually a doctor or hospital) will be paid a fee for each service rendered to
The term health insurance refers to a wide variety of insurance policies. These range from policies that cover the costs of doctors and hospitals to
If you have ever been sick or injured, you know how important it is to have health coverage. But if you’re confused about what kind
On October 7, 2011, the Institute of Medicine (IOM) publicly issued its highly anticipated “essential health benefits” (EHB) policy principles to the Department of Health and Human Services (HHS). Among the proposals included in the 297-page report, the IOM recommended that the package of “essential health benefits” be based upon a typical small employer plan in today’s market and linked to the national average premium cost of a “silver” level plan in the Exchange.
Why Do I Need Health Insurance?
It is important to get Arizona Health Insurance for yourself and members of your immediate family. Insurance helps to protect you from high health care costs, especially those related to chronic medical conditions or the need for hospitalization. You should get health insurance for the same reason that you have auto insurance or homeowners insurance – to protect your savings and income.
How Do I Get Health Insurance?
Depending on your age, job status, and financial condition, there are many ways that you can get Arizona Health Insurance, including:
What do PPOs, HMOs, and POS plans have in common? They are all forms of managed health plans, and you need to be familiar with them when you shop for Arizona health insurance. PPO means preferred provider organization; HMO means health maintenance organization, and POS means point of service. In general, managed care plans provide their members with health care from within a network of providers. In other words, members can only go to certain doctors and hospitals that belong to or agree to participate with a particular network. Managed care plans also take care of claims processing that result from a medical service.
Finding Affordable Individual Health Quotes While online and searching through the hundreds of websites looking for individual health quotes, there are a few things you
Will I be able to afford it?
The stigma of independent contractor health insurance being outrageously expensive and unaffordable is an unfortunate one. Independent contractor health insurance can very easily be fit into even the tightest of budgets. We can discuss a few ways we can help make it an easy decision to purchase independent contractor health insurance. These include: using a broker, choosing only the options that you need, and fully understanding your policy.
Will it Bankrupt me?
Self employed health insurance premiums may squeeze your budget a bit, heck, you may even be scared of what the premium will be to even get a quote. Well, stop being afraid. There are many more reasons to purchase health insurance than to spend that money elsewhere. If you skip the protection of a self employed health insurance plan you may be flirting with danger. The danger of huge medical bills, possible bankruptcy, and maybe the worst, an illness you may leave untreated.
