Medigap plan C: Overview
If you’re looking for supplemental health insurance, you may want to consider a Medigap plan. Medigap plans are offered by private insurers and provide coverage for costs that aren’t covered by Medicare.
Medigap plan C Coverage
There are several different types of Medigap plans, but plan C is one of the most popular. Plan C covers most of the same costs as plan A, but it also covers some additional expenses, like Medicare deductibles and copayments.
Medigap plan C Enrollment
If you’re interested in enrolling in a Medigap plan C, there are a few things you should know. First, you’ll need to have Medicare Part A and Part B coverage before you can enroll. Second, the cost of Medigap plan C varies from state to state. And finally, you can enroll in a Medigap plan during the Medicare open enrollment period, which runs from October 15th to December 7th.
During this open enrollment window, insurance companies can’t raise your premiums due to your health. This is why we always recommend clients enroll in a Medigap policy when they are first eligible.
However, you can enroll at any time, so feel free to ask one of our licensed Medicare agents any questions you have about Medigap or any other Medicare policy!
So if you’re interested in supplemental health insurance, be sure to check out Medigap plan C. It may be the right plan for you.
1. HDF and HDG are deductible versions of the F and G, respectively. If you choose one of these options, this means that you must pay for Medicare-covered costs up to the deductible amount of $2,490 (2022) before your Medigap plan pays anything.
2. Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to $50 copayment for emergency room visits that don’t result in an inpatient admission.
3. Plan F, High Deductible Plan F (HDF) & Plan C are ONLY available to those who were considered Medicare-eligible prior to 2020.
4. Out-of-pocket limits for Plan K are $6,620 (2022) and $3,310 (2022).