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Small Business Health Insurance

Getting coverage through a small business health insurance plan can be more affordable than buying coverage by yourself. Here’s what you need to know:

  • Coverage is generally guaranteed issue
  • You need at least one employee to qualify
  • You must contribute toward employee premiums
  • And you can shop for coverage at any time of the year

 

Health insurance is a critical factor for small businesses to help retain and recruit employees and sustain productivity and satisfaction. 

There are a number of small business health insurance plans available, but it can be difficult to find the right one for your company. You need to consider the size of your business, the type of coverage you need, and how much you’re willing to pay.

You also need to be aware of the Affordable Care Act (ACA), which requires all businesses with 50 or more employees to offer health insurance coverage. If you don’t meet this requirement, you may be subject to fines.

Contact a Licensed Broker

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