Finding Affordable Individual Health Quotes
While online and searching through the hundreds of websites looking for individual health quotes, there are a few things you should know. Not all websites are created equal. There is much consideration as to which websites you should give your personal information to. Things like security and what they will do with your information are the biggest of concerns. Most individual health quote websites are actually lead companies that sell your information to other health insurance agents and brokers. Many of these sites sell your information to between 4 and 8 insurance agents. That is why you hear the horror stories about people being bombarded with calls for months.
iHealthBrokers.com is an actual health insurance brokerage, not a lead company. When you use our individual health insurance quote engine to obtain quotes, your information is not sold to another party. Once your information is entered, you are able to browse hundreds of individual health insurance plans on our website and compare and contrast between them. You can sort by hundreds of different metrics and even apply online. Once your information is entered, it goes straight to your dedicated health insurance broker here at iHealthBrokers. That is the only individual that will ever call you from our office. No hounding or being bombarded with 30 calls a day.
If running your own individual health quotes on our website isn’t for you, that’s OK too. Give us a call at (866) 260-9829 and we can custom build a health insurance proposal by phone and email, fax or mail it to you. Customer service is our # 1 priority and we take your privacy very seriously as well. All information is kept on-site in our secure system. We run a paperless office, so everything is 100% electronic and under encrypted lock and key.
Not looking for individual health insurance quotes? That’s OK! Let iHealthBrokers.com be your one-stop-shop for all lines of personal insurance. We specialize in health, life, disability, accident, critical illness, dental, vision, and a whole lot more!
Understanding What Is Covered In Your Individual Health Insurance Policy
Health insurance is an investment that is important for both your short and long-term well-being. Do the research and create a list of questions to ask when applying for your policy, making sure you have the answers before you make a decision. The helpful hints in the following paragraphs are sound strategies in pointing you towards the best medical insurance policy you can get.
If you have recently graduated from college and you need health insurance, you have a couple of options. If you got a job right out of college, check the health insurance they offer. You can get on your parents’ insurance if you’re under 26, in which case, you can also use that time to research plans.
You might be able to save cash on health insurance if your employer has a wellness program available. A number of employers offer incentives to those employees who have their lifestyle and health assessed. By signing up for a fitness program, you can reduce the cost of your health insurance and save money on your premiums.
You need to review your health insurance policy to see if any prescriptions are covered in the policy. The prescriptions that are covered can change on a yearly basis, so check the list every time you re-enroll to avoid any unpleasant surprises.
Ensure you have all the right information to help you make an informed decision about health care. The more you know about health insurance, the better prepared you will be to find the policy that is best for you and your family. Apply the information from this article to help make your insurance choices.
Individual Health Insurance Quotes Help People Budget
Budgeting money for all of your bills each month can be a lot harder to do than what people think. However, if people know about the individual health insurance quotes it is going to be easy for them to find the best plan and be able to put the cost into their budget. This in turn is going to lead to people getting the rate they need to have for the coverage they should have. Here are some of the reasons why people should look at these quotes to make sure they are able to get the right plan to fit into their budget.
Typically by getting several different quotes people will be able to establish a budget to determine how much they are going to spend each month for insurance. This in turn will make it easier for people to get the right spending in place and know they are going to get the right amount set aside each month to pay for the insurance. Without this, people could have trouble getting to enjoy the insurance because it is costing them more than what they can afford to have the coverage.
Something else that people need to realize is by getting several different quotes they can start to find the insurance plan that is going to help them in getting the right coverage amounts and deductibles. This will allow people to set aside enough money to cover all the deductibles and other expenses, but they can start to do this over time. So people are going to get the right information that people are going to need to know how much they should set aside. Without this, people can have problems in getting their money saved up or be shocked when they get the bills from hospitals.
Having a great health insurance plan is a good thing. The problem that many people will find is they do not know about the individual health insurance quotes and how this is going to help people in getting to establish a budget. Once people know about this, it is going to be easy for them to get the right insurance quote and know that they can put this in their budget. Without this, people could end up getting the wrong insurance plan for their budget and this could lead to them having to spend more money than what they want for the coverage.
Jesse Smedley is the Principal Broker for iHealthBrokers and the founder, president, and CEO of Smedley Insurance Group, Inc. and iHealthBrokers.com. Since the inception of SIG in 2007, Jesse has been dedicated to helping people save money on their health insurance by providing them with resources to educate themselves on all their health insurance options, both under age 65 and Medicare beneficiaries. He is featured in many publications as well as writes regularly for expert columns regarding health insurance and Medicare.