This is a great question and a little subjective, too. I will share why cheap health insurance in Texas is important for yourself, your family , and even your business. I will also share why some people don’t find it too important to have a policy in place.
Why is it important
Having a quality health insurance policy is important for a variety of reasons. If you have a family or a business that reasons seem to go up exponentially. First, it is fairly simple to find cheap health insurance in Texas so there isn’t much of an excuse. Secondly, a health insurance policy is going to protect you financially if you get sick or hurt. Accidents, broken bones, sports injuries, cancer, surgeries and all the other things you hear about happening to other people can happen to you. If you have a policy in place a large portion of the bills associated with these things can be picked up by a third party rather than out of your nest egg. This can leave your savings for your twilight years or for that business you want to buy. If you have children these policies can be even more important. Kids get hurt all the time, I know I did. Stitches, casts, and crutches can all be covered under cheap health insurance in Texas. If anything happens to anyone on your policy you won’t have to worry about paying medical bills or putting food on the table. Large portions of the bills will be taken care of.
Why isn’t it important?
Well, there isn’t really a good answer for this. Cheap health insurance in Texas is important except for those who don’t care or have a vast amount of wealth. The wealthiest American often self-insure or buy very expensive health insurance to fit their lifestyle. The people who don’t think it is important often think this way because they believe they can’t afford it. Sometimes this is true but often people find policies to be within their budget and they didn’t even know it. Others may think because of their medical history they may not be able to qualify for cheap health insurance in Texas and they stop looking for coverage. This is also a mistake. Many brokers have access to defined benefit and guaranteed issue plans. Brokers are often able to cover just about anyone.
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Jesse Smedley is the Principal Broker for iHealthBrokers and the founder, president, and CEO of Smedley Insurance Group, Inc. and iHealthBrokers.com. Since the inception of SIG in 2007, Jesse has been dedicated to helping people save money on their health insurance by providing them with resources to educate themselves on all their health insurance options, both under age 65 and Medicare beneficiaries. He is featured in many publications as well as writes regularly for expert columns regarding health insurance and Medicare.