A Medicare Supplement insurance policy has no restrictive networks, consumers can visit the physicians of their choice, and have freedom when choosing a health care provider, including specialists and specialty hospitals. With automatic claims filing by most providers, consumers have fewer things to worry about.

• 30 days free look
• 12-month rate guarantee
• Guaranteed renewable
• Freedom to choose doctors
• Go direct to doctors
• Benefits stay the same year-after-year
• Portable coverage

NOTE: All products and entities are not available in all states.

• Peace of mind that family will be better prepared
• Consumers may qualify for one of three available plans
• No medical exams
• Protection up to $35,000
• Premium rates that never increase
• Coverage and benefits that never decrease
• Renewable for life regardless of any changes in health
• 30 days free look

This valuable protection can help pay for expenses such as: funeral, casket, transportation, ceremony, flowers, legal/probate, debts, medical. Benefits are paid to whoever the policyholder chooses.

• Affordable premiums
• Benefits between $3,000 and $35,000
• Issue ages 45-89
• Premiums based on issue age (last birthday)

NOTE: All products and entities are not available in all states.

Cancer and Heart Attack or Stroke Insurance

This policy includes the cancer coverage described, along with a lump sum benefit for the medical diagnosis of a heart attack or stroke. A full (lump sum) benefit is paid directly to the policyholder, or someone they designate, to use any way they choose. Only one heart attack or stroke benefit amount will be paid for each insured person under this policy. Benefit amounts are the same as the Cancer insurance.

Intensive Care Unit Rider

This rider pays a benefit of $150 per day for confinement in a hospital intensive care unit, regardless of the accident or illness. Benefits for the Intensive Care Unit Rider are available in $150 increments, up to a maximum of four increments. There is a maximum of 31 days per period of care. The benefit reduces
by 50% at age 65. This rider terminates when the policy terminates.

• Issue ages 18 – 89
• 30 days waiting period
• 30 days free look
• Guaranteed renewable

NOTE: All products and plan options are not available in all states.

• Helps offset out-of-pocket expenses
• Pays benefits directly to insured unless assigned to provider
• Issue ages 18 – 89
• Pays indemnity benefits of up to:
  • $2,500 hospital confinement
  • $300 optional daily hospital
  • $200 optional daily skilled nursing facility care
  • $60 optional doctor’s office visit
  • $1,500 optional outpatient surgical procedure
  • $200 hospital emergency room visit or ambulance service

NOTE: This is not a Medicare Supplement policy. This is not a Major Medical policy. All products and plan options are not available in all states.

• Helps offset out-of-pocket expenses
• Pays benefits directly to insured unless assigned to provider
• Issue ages 50 – 89
• Pays indemnity benefits of up to:
  • $300/day daily nursing facility including assisted living and bed reservation
  • $300/day daily hospital
  • $1200/weekly optional home care rider

NOTE: This is not a Long Term Care policy. All products and plan options are not available in all states.

• Helps offset out-of-pocket expenses
• Pays benefits for medically necessary home care
• Pays benefits directly to insured unless assigned to provider
• Issue ages 50 – 89
• Daily hospital indemnity up to $150
• Home care indemnity up to $750/week
• $60/daily registered nurse ($30/shift) home or in-hospital

NOTE: This is not a Long Term Care policy. All products and plan options are not available in all states.