With the state of insurance in seeming upheaval in the past two years with people advocating both for and against the implementation of the ACA (Affordable Care Act), it is no wonder that someone running a small business may find it daunting to think of looking up United Health Insurance quotes. You may have no idea if a policy you choose now as the best will be the best for you in six months or a year, or if the policy will be able to grow with you as your company grows, especially if you reach that moment when your company no longer qualifies as a small business.
Small businesses are those who have 50 or less employees, but at least two. Technically, your company can employee 60 workers, or more, and still qualify as a small business when you are ready to start looking for United Health Insurance quotes. This is because any employee who falls under part-time status won’t be eligible for coverage. You can find quotes online fairly easily by using the company calculator, but here is the rub. Using a single calculator doesn’t give you the advantage of having dozens of policies to compare side by side. And, you don’t have the added benefit of someone working with you who knows all the ins and outs of the insurance world.
That is why when you are ready to look for a policy that will provide the coverage you most want it is a good bet to go with a broker. Brokers work for you by doing all of the research that would have been left in your hands, otherwise. Broker’s also stay with you through the entire process of finding out what type of coverage you are looking for and are able to help you better understand various policy types and terminology as well as the sometimes intricate way insurance works. A broker can be a small business owner’s truest support in the journey to go from no benefits to coverage.
So, when you are ready to begin looking at various United Health Insurance quotes on different policies that may be available to your company, consider letting a dedicated broker to do the leg work for you. As your point of contact, he or she will become your eyes and ears in the insurance world. Taking all your specific stats, wants, and needs, and turning them into various options for you to choose from. Instead of facing the research on your own, one policy at a time, you and your employees can sit down and discuss all of your options at once and make a decision that is right for everyone.[/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]
Jesse Smedley is the Principal Broker for iHealthBrokers and the founder, president, and CEO of Smedley Insurance Group, Inc. and iHealthBrokers.com. Since the inception of SIG in 2007, Jesse has been dedicated to helping people save money on their health insurance by providing them with resources to educate themselves on all their health insurance options, both under age 65 and Medicare beneficiaries. He is featured in many publications as well as writes regularly for expert columns regarding health insurance and Medicare.
