Who is the Best Insurance Company?
Virginia health insurance offers you many health insurance companies to choose from, but who’s the best? This is a common yet hard question to answer for many brokers because there are too many variables involved to just give a simple answer. Your Virginia health insurance specialist will need to obtain a health assessment and formulate the answer based on that. Variables include zip code, family size, tobacco use, health conditions, length of time being uninsured, etc.
Carriers offering Virginia health insurance include:
- AARP Insured by Aetna
- Aetna
- Anthem Blue Cross and Blue Shield of VA
- Assurant
- CareFirst BlueCross BlueShield
- Celtic Health Insurance
- Coventry Health and Life Insurance Company
- HumanaOne
- Kaiser Mid-Atlantic
- Optima Health Insurance Company
- UnitedHealthOne
- World Insurance
This is not a complete list of Virginia health insurance companies, but it does comprise many of the larger players. It is important to remember that the smallest of details can play a large role in a broker’s decision to place you with one carrier over another, so it’s imperative that you disclose all details to your Virginia health insurance broker. Understand that not disclosing things to your broker or on a Virginia health insurance application can hurt you immensely in the future. From policies being rescinded to riders being placed retroactively, your safest bet is to disclose everything on your application honestly.
Without talking to a Virginia health insurance broker, it’s impossible to just pick the best health insurance company. One thing you can do without a broker is eliminated companies based on financial ratings and other factors. As stated above, our list of carriers has maybe half of the companies selling health insurance in Virginia. This is because many of the other companies not on this list are either rated poorly by A.M. Best or have other factors that would concern a diligent consumer. iHealth Brokers works very hard for you to screen the companies that we offer to our clients. As a Virginia health insurance brokerage, we work with all companies in Virginia that we feel won’t let our clients down in the future. If you are interested in working with a Virginia health insurance carrier not included in the list above, give us a call.
iHealthBrokers.com specializes in Virginia health insurance and wants to help you design your next health insurance plan. As a professional broker, we have all the tools necessary to help you choose your price and design your own plan, avoiding the cookie-cutter options found on most health insurance websites. Call us today at (866) 260-9829.
Jesse Smedley is the Principal Broker for iHealthBrokers and the founder, president, and CEO of Smedley Insurance Group, Inc. and iHealthBrokers.com. Since the inception of SIG in 2007, Jesse has been dedicated to helping people save money on their health insurance by providing them with resources to educate themselves on all their health insurance options, both under age 65 and Medicare beneficiaries. He is featured in many publications as well as writes regularly for expert columns regarding health insurance and Medicare.
