Health Insurance Archives - Page 16 of 20

Cheap Health Insurance in Texas – Is it Really Important?

Having a quality health insurance policy is important for a variety of reasons. If you have a family or a business that reasons seem to go up exponentially. First, it is fairly simple to find cheap health insurance in Texas so there isn’t much of an excuse. Secondly, a health insurance policy is going to protect you financially if you get sick or hurt. Accidents, broken bones, sports injuries, cancer, surgeries and all the other things you hear about happening to other people can happen to you. If you have a policy in place a large portion of the bills associated with these things can be picked up by a third party rather than out of your nest egg. This can leave your savings for your twilight years or for that business you want to buy. If you have children these policies can be even more important. Kids get hurt all the time, I know I did. Stitches, casts, and crutches can all be covered under cheap health insurance in Texas. If anything happens to anyone on your policy you won’t have to worry about paying medical bills or putting food on the table. Large portions of the bills will be taken care of.

February 8, 2012 No Comments

Independent Health Insurance Quotes – Where Do I Get One?

Everyone wants independent health insurance quotes these days. No one wants to be tied down to just one company. Understandable. We all need to buy value. What is the best price for the best product? Do i want something chintzy or do I want something that will last through even the tough times? I’m sure everyone wants the latter. No one likes replacing items they have purchased and it is no different with health insurance. You want to buy the right product at the right price and you want to make sure it will fulfill your needs. Lets discuss what you are probably doing now to find independent health insurance quotes and how we can make it easier.

January 17, 2012 No Comments

Why Choose United Health Insurance?

Best ways to find a quote
Of course, you can always go online and check their website. You will need to take a few minutes to learn the nuances of their policies and decide what options you may or may not want. You also have the option of using a multi-plan rater. Many times brokers have this software available for free on their website. One of the drawbacks of getting United health insurance quotes in this manner is your quote options are mostly chosen for you so you can really only use these as an indicator. Finally, talk to a broker. They can educate you on the ins and outs of United health insurance quotes and also help you decide what options are a good fit for your lifestyle. A good broker will also help you through the application process and be your point of contact if you have any questions so you don’t have to call any 800 number service centers.

December 14, 2011 No Comments

Health Insurance Quotes in Texas – How do I Find the Right Quote?

What am I looking for in a policy?

Seems like an innocent enough question. In my experience helping clients this is one of the harder questions to answer when looking for health insurance quotes in Texas. I am often answered with “I’m not sure, what do you think?” A good broker can always help their client figure this question out by asking some good questions but it will help your search by thinking about this before going into your purchasing process. Think about your budget, who needs to be covered, how much of deductible can you afford for you or your family, are there options you must have on your policy, and we can go on and on. These will put you in the right direction and you can always ask for advice from your broker.

December 8, 2011 No Comments

Health Insurance Quotes in Colorado – How Do I Get a Quote?

It’s not an exaggeration to say that there are an abundance of ways to go about getting health insurance quotes in Colorado. We’re going to talk about a few ways to do it and what some of the pro’s and cons are of each method but first I will list them. To name a few, you can call a broker, input your name into a website to called back, scour each carriers website, or go to a brokers website and use their online rating engine. Like I said each has it’s advantages and disadvantages and I will expound on those below.

December 8, 2011 No Comments

Health Insurance for Individuals in Texas – Is it Affordable for the “Small” Budget?

Affordable is quite a malleable word. It means something different to each person, family, and budget. The questions to truly ask is “Can I afford to not have health insurance?” The answer is most likely going to be no. Many of us are healthy, not overly accident prone, and live fairly risk averse lives. I doubt many of you reading this are hunting crocodiles or jumping out of planes regularly. However, accidents and health problems happen. I’m sure we all know someone who has taken a nasty spill or had a health scare. You may even know someone who didn’t have insurance and is now indebted to a hospital or physician for years to come. Health insurance for individuals in Texas can be the buffer between you and that indebtedness and it can come at an affordable price for every budget. Here’s how.

November 21, 2011 No Comments

Health Insurance for Individuals in Texas – Why is it Important?

This seems like an easy question to answer but for those of you new to health insurance for individuals in Texas it is probably a question of some importance. We’ll talk a little about why having a good policy is important. What it will do for you. Why you should learn about your health insurance policy, and how to best utilize your health insurance for individuals in Texas.

A good health insurance policy is of supreme importance. It is in place to protect your health, your family’s health, and your pocket book. It is easy these days to become a tenant in the poor house by having a health struggle and not having proper coverage, even for those of us in good health. Accidents happen all the time and even a health scare that produces no results can be very expensive. In fact, I recently had to have a CT scan for a benign congenital cyst in my brain. No problems or issues but that 45 minute test cost $1600. My cost, $100. Health insurance for individuals in Texas will do the same for you as one test can cost more than several months premium.

November 21, 2011 No Comments

Health Insurance

Health Insurance for Individuals in Texas – What to Look for in a Broker

If you find yourself shopping for health insurance for individuals in Texas you have quite a few options. Scour the internet, fill out forms, call companies, read all the emails you get sent, look over PDF brochures, and on and on and on. Call me a little biased but using a broker will get you far. Rather than spending countless hours researching one or two short phone calls with a professional can get you prices, get you educated, and even get you insured. Brokers have spent the time to learn about the products for you, they often have contacts at insurance companies the consumer would be hard pressed to find, and they have easy access to to rates from multiple companies. Here are a few tips you can use to be sure you have found a good broker.

November 21, 2011 No Comments

Health Insurance Terms

actuary – a mathematician in the insurance field. Responsible for calculating premiums, developing plans and defining underwriting risk. agent – a licensed individual who represents

October 14, 2011 No Comments

the builder works with a drill in working form

Health Insurance

A Final Word

If you get health care coverage at work, or through a trade or professional association or a union, you are almost certainly enrolled under a

October 14, 2011 No Comments