Insurance Quotes For Small Businesses
So you own a small businesses and you need to find the best price on health insurance for your employees. It is a noble thing to help provide health insurance for your employees and something that they are hopefully grateful for. With this can come high price quotes and low quotes. Your job is to find the most coverage without it digging to far into your wallet. This article is all about price hunting and finding the best quotes online to help you decide on a health insurance provider for your company. We will talk about where to look, how to compare prices and how to put it all together.
Using The Power of The Internet
Find insurance quotes for a small business is quite easy, dare I say easier than doing it for an individual. For one thing, there are far more plans for individual and family health insurance than there are for small businesses. I would suggest simply using Google and doing a State based search since health care availability is regulated on the state level and not the federal. This will help you quickly eliminate policies and quotes that do not apply to you.
Pick Up The Phone
If you don’t want a ton of calls, then do not fill out every insurance quote form that you see on the internet. A better solution is to just pick up the phone and call these companies directly. Doing this can also get you a more custom quote for your business and not one that is just based off some table. The human touch is always better than tussling with a computer. You might actually find this to be a much much faster approach than filling out quote forms for an hour. Go to the source and let them know what you want to pay.
As you can see, looking for small business health insurance quotes is a little bit different than looking for a family or individual plan. It is best to search for a health care insurance provider on the state level and to then call them versus trying to handle everything online. Doing business person to person is always better and something that you will benefit with in an individual plan versus something that is cookie cutter and made for the masses. Do this and you will find the ideal program for your business.
Jesse Smedley is the Principal Broker for iHealthBrokers and the founder, president, and CEO of Smedley Insurance Group, Inc. and iHealthBrokers.com. Since the inception of SIG in 2007, Jesse has been dedicated to helping people save money on their health insurance by providing them with resources to educate themselves on all their health insurance options, both under age 65 and Medicare beneficiaries. He is featured in many publications as well as writes regularly for expert columns regarding health insurance and Medicare.
