Alabama Medicare Advisors
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Medicare Advisors – iHealthBrokers
iHealthBrokers specializes in affordable health insurance solutions for seniors, individuals, and small businesses. We are ten-time recipients of the Angie’s List Super Service Award for outstanding customer service and customer satisfaction. Also voted Best of Kudzu four years running for Atlanta Insurance Brokers.
What is Medicare?
What is Medicare, and what is Medigap? These are two of the most common questions we are asked daily, so we decided to dedicate an entire page to what is Medicare and Medigap trivia question. While both Medicare and Medigap are very in-depth, this page should give you a broad understanding of how to discern one from the other and see if they apply to you. You can always contact us here for any additional questions!
Medicare Part A and B are provided by the government. Your Part A is paid for through 40 quarters of Medicare taxes while working and Part B is paid monthly once you enroll in Medicare.
- Medicare Eligibility
- People 65 or older
- People under 65 with certain disabilities
- People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)
- Inpatient care in hospitals
- Skilled nursing facilities
- Hospice
- Home health care
What is Medigap?
A Medigap policy is private health insurance that helps supplement Original Medicare. This means it helps pay some of the health care costs that Original Medicare doesn’t cover (like copayments, coinsurance, and deductibles). These are “gaps” in Medicare coverage. If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered healthcare costs. Then your Medigap policy pays its share. A Medigap policy is different from a Medicare Advantage Plan (like an HMO or PPO) because those plans are ways to get Medicare benefits. In contrast, a Medigap policy only supplements the costs of your Original Medicare benefits. Note: Medicare doesn’t pay any of your expenses for a Medigap policy.
Our Mission
It has always been to provide service of unparalleled excellence, which is why we have such high customer satisfaction ratings. Unlike other insurance agencies that want to sell you a product, we don’t care if you buy anything.
We know that by providing education from amazingly friendly brokers, you will likely become a client, which is our goal. We want to be your insurance broker for life! Please give us a test run by comparing medicare plans for you!
- Provide Free Health & Medicare Education Nationwide
- We Work for YOU, not the Insurance Company!
- 1 Rated Broker Worldwide on Angi
CONTACT US FOR ALL QUESTIONS – MEDICARE, MEDIGAP, AND HEALTH INSURANCE! iHealthBrokers are Your Alabama MEDICARE ADVISORS!
