What small business owners don’t want is to feel they have to go broke or lay off employees to provide a healthcare plan. This is when a broker can be a great asset to a small business owner. Using a broker to find the best United health insurance quote can save a small business owner up to 30% in annual savings. Imagine this 30% saving in addition to tax credits that will be given by the ACA and the idea of providing healthcare doesn’t seem to be as frightening. And, using a broker doesn’t mean a large pocket of expense, either, as brokers work on a commission through insurance companies. They get paid from the company you elect to take coverage from.
Here are more reasons using an independent brokerage company can help you, as a small business owner. Let’s face it; the industry of health insurance is one full of twists and turns. It’s complicated and unless you have worked in the insurance industry, you are going to need some help if you want to get a United health insurance quote that will fit your needs. A broker knows the industry and he or she knows the plans. Because the broker works with multiple companies, instead of just one, and is paid a percentage by the insurance company you choose, they are always dedicated to doing their best.
The health insurance industry is fluid; prices are constantly changing, usually towards the more expensive. Your business is fluid, as well, and will constantly be changing, as long as you are growing the business. This means you want someone on your side that can help you stay ahead of the curve. A broker, because of their ability to work with multiple companies is able to help you change plans and even change insurance providers as often as is feasible in order for you to stay on top of costs and benefits. So, if you’re ready to talk coverage, look to a broker to get the best United health insurance quote.
Jesse Smedley is the Principal Broker for iHealthBrokers and the founder, president, and CEO of Smedley Insurance Group, Inc. and iHealthBrokers.com. Since the inception of SIG in 2007, Jesse has been dedicated to helping people save money on their health insurance by providing them with resources to educate themselves on all their health insurance options, both under age 65 and Medicare beneficiaries. He is featured in many publications as well as writes regularly for expert columns regarding health insurance and Medicare.