Home/Sarah Amengual

About Sarah Amengual

This author has not yet filled in any details.
So far Sarah Amengual has created 49 blog entries.

Medicare Scams Targeting Seniors

By |2021-02-11T08:24:01-07:00February 11th, 2021|Categories: Blog|

Scammers are very tricky.  Every year they find more insidious ways to steal identities and bank information.  That's why you need to be on the lookout for some of the most common Medicare Scams!   Medicare Scams 1.  Your Medicare is Going to Be Canceled! “Your Medicare is about to be canceled!”  Oh no, what do [...]

The Truth About “Free” Medicare Advantage

By |2021-02-05T09:57:51-07:00February 5th, 2021|Categories: Blog|

Nothing in life is free, right?  But you have you heard the advertisements boasting "free" Medicare Advantage Plans?  What’s the catch? If you're skeptical, you may be right to be so.     How Does it Work? If you have Medicare Advantage, you are no longer utilizing Original Medicare.  That’s because Medicare Advantage actually replaces Original Medicare [...]

Do I Need a Medicare Supplement Plan?

By |2021-02-04T08:44:57-07:00February 4th, 2021|Categories: Blog|

Although Original Medicare provides excellent coverage, many Americans still find themselves dissatisfied with their health insurance.  This is largely due to the gaps of Original Medicare and the out of pocket costs.  But, is it worth it to pay extra for a Medicare Supplement plan?     Original Medicare Original Medicare is Medicare Part A, which is [...]

Medigap Plans: What’s the BEST Medicare Supplement?

By |2021-01-28T10:25:29-07:00January 28th, 2021|Categories: Blog|

There are many Medigap Plans to choose from, but what's the best Medicare Supplement Plan?  Many of our clients are interested in supplementing their Medicare with either a Medigap plan or a Medicare Advantage plan.  Dependent upon your needs and your area, one may be better for you.   What are Medigap Plans? Original Medicare consists [...]

Medicare on a Fixed Income

By |2021-01-21T12:48:41-07:00January 21st, 2021|Categories: Blog|

Medicare was designed to provide comprehensive and low cost health insurance to senior citizens.  However, it can still be a financial burden to many.  Fortunately, there are many ways to afford Medicare on a fixed income.   Medicaid and DSNPs If you are living on a fixed income, (possibly social security alone) and your assets are [...]

ESRD & Medicare: What Do You Need to Know?

By |2021-01-07T11:38:04-07:00January 7th, 2021|Categories: Blog|

Medicare provides excellent and comprehensive health insurance to millions including Americans with ESRD.  In 2021, there are even positive changes in Medicare for those with ESRD.    Eligibility for Medicare & ESRD If you have ESRD, you will be eligible for Medicare.  You do not have to be 65.  Because you will not be automatically enrolled [...]

ACA & Aging Off Your Parent’s Insurance

By |2021-01-04T11:46:25-07:00January 4th, 2021|Categories: Blog|

Under the ACA (sometimes known as Obamacare), young people are able to stay on their parents’ insurance for a much longer period of time.  This is great news because many are choosing to follow drastically different career paths than their parents.  Very often, these life trajectories don’t come with the employer sponsored health insurance enjoyed by [...]

HSA & HDHP (High Deductible Health Plans)

By |2020-12-28T09:34:09-07:00December 28th, 2020|Categories: Blog|

There’s a lot of buzz about the tax benefits of contributing to an HSA and enrolling in a High Deductible Health Plan.  But is it right for you?  HSAs or health savings accounts are known to have triple tax benefits.  BUT, they are only available with HDHPs.  They can be great, but are certainly not for [...]

Dental Insurance Options for Seniors

By |2020-12-18T08:39:26-07:00December 18th, 2020|Categories: Blog|

Medicare provides excellent coverage for seniors, but there are definitely some gaps: namely vision, hearing, and possibly most importantly, dental! Fortunately, there are a couple of great options dental insurance options for seniors.   MEDICARE ADVANTAGE Original Medicare (Medicare Parts A & B) cover your basic inpatient and outpatient healthcare.  However, it does not cover dental.  [...]

Retiring Early & Health Insurance: Your Options

By |2020-12-09T12:16:48-07:00December 9th, 2020|Categories: Blog|

For those looking to retire early, there are many questions, but chief amongst concerns is what to do about health insurance!  Everyone knows that you can enroll in Medicare at 65, but what if you want to retire early?  What are your options?  There are a few options to choose from and it’s important that you [...]

Medicare Savings Program: QMB, SLMB, QI & QDWI

By |2020-12-04T08:38:24-07:00December 4th, 2020|Categories: Blog|

Medicare Savings Programs are Medicaid administered programs.  They are jointly funded by the individual states and Medicaid.   The benefits can vary quite a bit, but in general these programs are designed to help pay for monthly premiums, copays, and coinsurance associated with Medicare.  First, of course, you must be enrolled in Medicare.  Many, if not most, [...]

How & When to Enroll in Medicare

By |2020-11-16T11:48:26-07:00November 16th, 2020|Categories: Blog|

If you’re getting ready to enroll in Medicare, you may be wondering how or when to enroll, and understandably so!  There are many different parts of Medicare and several different options to choose from.  Also, if you miss your enrollment period, you may be subject to late penalties! You will most likely be automatically enrolled in [...]

Dental Insurance 101: Everything You Need to Know

By |2020-11-12T09:35:11-07:00November 12th, 2020|Categories: Blog|

No one likes going to the dentist.  Sometimes the bill can be even more unpleasant than the treatment.  Is dental insurance even worth it?  How do you get the best dental insurance for your needs?  We get asked about dental insurance a lot!  To many people it seems like options are limited, information is very confusing, [...]

Pregnancy Insurance: Do’s & Don’t of Prenatal Care

By |2020-10-26T12:26:47-07:00October 26th, 2020|Categories: Blog|

Pregnancy has many highs and lows and many, many doctor’s appointments.  Your prenatal care will consist of various doctor’s appointments, several blood tests and screenings, a few ultrasounds and multiple vaccines.  Even though prenatal care is guaranteed under the affordable care act, not all plans are created equally.  If is very important that you have good [...]

How to Save Money on Health Insurance

By |2020-10-26T10:29:27-07:00October 26th, 2020|Categories: Blog|

Health insurance costs have skyrocketed in recent years!  Many individuals choose to forego insurance due to the cost.  But not having health insurance can end up costing you big in the end.  So, how do you save money on health insurance and make it more affordable?  First and foremost, you must do your research!     Know [...]

Marketplace Insurance: Insurance with the ACA

By |2020-10-14T08:24:04-07:00October 8th, 2020|Categories: Blog|

If you are currently self employed or unemployed, you may be interested in pursuing a plan through the Marketplace.  You can find excellent coverage, but it can be overwhelming.  With so many options available, it’s imperative that you understand exactly what you are signing up for!  Marketplace insurance is part of the Affordable Care Act (ACA) [...]

Dual Eligibility Special Needs Plans (DSNP)

By |2020-10-02T10:15:03-07:00October 2nd, 2020|Categories: Blog|

Many individuals on Medicare find themselves struggling to pay premiums and copays.  If your income falls below a certain threshold, you may be eligible for Medicaid in addition to Medicare.  These types of plans are known as DSNP or Dual Eligibility Special Needs Plans.     What are Dual Eligibility Plans?  (DSNP) DNSP’s are a type of [...]

Medicare Supplement Plans; Age vs. Community Rated

By |2020-09-25T09:45:57-07:00September 25th, 2020|Categories: Blog|

When you enroll in Medicare, there will be a sea of options available to you.  You can choose from a variety of Medicare Advantage Plans and Medicare Part D Plans in addition to Medicare Supplement Plans (Medigap Plans).  You can peruse all of your options on Medicare.gov by accessing the plan finder.  If you choose to [...]

Save Money on Medicare; Avoid Medicare Mistakes!

By |2020-09-25T08:08:35-07:00September 25th, 2020|Categories: Blog|

There are so many mistakes you can make when signing up for Medicare.  Some of these mistakes can be tacked onto your monthly premiums forever!  Avoiding these missteps will help you to save money on medicare.  Many people don’t know that they need to pay for Medicare at all!  After all, you’ve seen those deductions knocked [...]

About Us

iHealthBrokers Medicare Advisors specializes in affordable health insurance solutions for seniors, business owners and individuals under 65. We're A+ Rated with the Better Business Bureau, nine-time recipients of the Angie’s List Super Service Award for outstanding customer service and customer satisfaction. Also voted Best of Kudzu for four years running for Atlanta Insurance Brokers.

Contact Us

By Phone: (888) 918-0518

By Text: (404) 445-8444

By Email: info   (at)  iHealthBrokers.com

By Fax: (866) 300-0127